We all realize that we need to be frugal and save every penny in these difficult economic times. However, everybody knows how difficult budget keeping can become if something unexpected happens and some extra cash is needed. Different things can knock your life off balance. You may suddenly realize that your electricity bill has to be paid within 24 hours even though you have already run out of cash. What can be done to help people in such financial emergencies? Getting a cash advance from one of the many available direct payday loan lenders only takes a few hours of your time and is really easy. In fact, getting such a loan could not be easier. If you compare the services of direct payday loan lenders with the services of conventional banks, you will immediately notice the advantages of payday lenders. Why do so many modern people make the decision to deal with payday loans direct lenders only? What makes these lenders so attractive? How can you make an informed decision regarding getting a payday loan? Read on to find out the most important information about these loan dealers. In fact, when speaking about indirect and direct payday loan lenders only a few important differences should be mentioned. The way these two types of lenders perform their services is different, even though it is quite similar in its essence. All payday loan lenders provide financial assistance to people who are in serious financial emergencies. A payday loan is a relatively small cash advance given to you for a relatively short period of time. All lenders have slightly different terms and loan conditions, but usually you can count on getting from $100 to $1500 for a period from one to four weeks. Always check the loan terms with your chosen lender. Do not let the deal become a surprise for you. The main difference between direct and indirect lenders can be summarized in one sentence: payday loans direct lenders only work for themselves, while payday loans indirect lenders work for various lenders. How does it work? Well, this is actually very simple. When you apply for a payday loan with an indirect payday lender, your application does not end up at the desk or the website of this lender. The lender who works as a loan broker as well forwards your application to several loan lenders. This ‘shopping’ process helps to ensure that you get the most suitable deal on the market. With indirect payday loan lenders you can surely count on getting a really good deal, which you might not have found on your own. Of course, if you are fairly experienced with payday loans, you might try your luck with direct lenders. You have to remember that in most cases with payday loan direct lenders only one set of offerings is available. It means that if you apply for a loan with a particular direct lender, you will have t stick with the offered conditions. However, things are not that strict with many lenders and you can still adjust the loan conditions in many cases. The main reason why you should work with payday loan direct lenders only is that with these lenders you will get your money very quickly since it will travel from the lender directly into your bank account. Plus you will have to pay only for the loan you take. No extra charges will be involved, since no third parties will be involved in the procedure. Note that you will have to pay an indirect lender an additional fee for the matching services they conduct.